Find a local Mortgage Originator

Local expertise. Tailored guidance. No matter where you are on your homeownership journey, our experienced mortgage loan officers are here to help. Select your region to find trusted local professionals who can answer your questions, provide support, and guide you through your home financing options with confidence.

New York Regions

Capital Central New York Greater Binghamton Greater Buffalo Greater Rochester Hudson Valley Mohawk Valley North Country Southern Tier

New York

Capital Region

David Fay
Mortgage Originator
NMLS #480677
Saratoga, Warren & Washington Counties

518-588-6960 (Cell)
dfay@nbtbank.com

Dave Pentak
Mortgage Originator
NMLS #763686
Albany, Greene & Columbia Counties

518-428-9972 (Cell)
dpentak@nbtbank.com

Hayden Valle
Affordable Housing Originator
NMLS #2843558
Albany, Rensselaer & Schenectady Counties

518-948-9200 (Cell)
hayden.valle@nbtbank.com

Robert Esposito
Mortgage Originator
NMLS #763687
Albany, Rensselaer & Schenectady Counties

518-915-6340 (Office)
518-281-8391 (Cell)
resposito@nbtbank.com

Salvatore Casale
AVP, Mortgage Originator
NMLS #580555
Albany, Schenectady, Montgomery, Fulton & Hamilton Counties

518-752-9041 (Cell)
scasale@nbtbank.com

Central New York

Harry Cooper
AVP, Affordable Housing Originator
NMLS #67570
Onondaga, Cayuga, Cortland & Oswego Counties

315-246-0658 (Cell)
hcooper@nbtbank.com

Heather Rogers
Online Originator
NMLS #505486
Onondaga & Cayuga Counties

607-591-7416 (Cell)
hrogers@nbtbank.com

Jamie Elwyn
AVP, Online Originator
NMLS #49951
Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties

315-212-2638 (Cell)
jelwyn@nbtbank.com

Scott Lacik
Mortgage Originator
NMLS #515076
Onondaga County

315-876-2950 (Cell)
slacik@nbtbank.com

Thomas Voce
Mortgage Originator
NMLS #2677601
Cortland County

607-373-9307 (Cell)
tvoce@nbtbank.com

Greater Binghamton

Lisa Johns
AVP, Mortgage Originator
NMLS #580562
Tioga, Broome & Chenango Counties

607-727-3197 (Cell)
ljohns@nbtbank.com

Greater Buffalo

Frank Fialkiewicz II
AVP, Mortgage Loan Officer
NMLS #62332
Erie County

716-225-5148 (Cell)
Frank.Fialkiewicz@nbtbank.com

John Jimenez
Mortgage Loan Originator
NMLS #407623
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-225-5922 (Cell)
John.Jimenez@nbtbank.com

Lisa Akers
AVP, CRA Mortgage Originator
NMLS #482354
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-249-7944 (Cell)
Lisa.Akers@nbtbank.com

Peter Sugg
AVP, Mortgage Originator
NMLS #407640
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-698-8954 (Office)
Peter.Sugg@nbtbank.com

Greater Rochester

Deniz Akman
Affordable Mortgage Loan Officer
NMLS #1865830
Monroe

585-472-4833 (Cell)
Deniz.Akman@nbtbank.com

Michael DiDonna
AVP, Mortgage Loan Officer
NMLS #590019
Monroe, Wayne, Ontario & Livingston Counties

585-944-1184 (Office)
Michael.DiDonna@nbtbank.com

Susan Bower
Online Originator
NMLS #416779
Monroe, Wayne, Ontario & Livingston Counties

585-953-4457 (Cell)
susan.bower@nbtbank.com

Hudson Valley

Andrea MacArthur
Mortgage Originator
NMLS #597843
Berkshire County, MA, Columbia & Dutchess Counties, NY

860-387-8568 (Cell)
Andrea.MacArthur@nbtbank.com

Heathyr Zakrzewski
Affordable Housing Originator
NMLS #2675238
Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY

570-909-3955 (Cell)
Heathyr.Zakrzewski@nbtbank.com

Jennifer Musci
Mortgage Originator
NMLS #1481886
Connecticut, Dutchess & Ulster Counties - NY

845-702-6800 (Cell)
jennifer.musci@nbtbank.com

Michael Squires
AVP, Online Originator
NMLS #580578
Delaware County

607-337-6174 (Office)
masquires@nbtbank.com

Mohawk Valley

Janine Aceto
Mortgage Originator
NMLS #750356
Delaware, Oneida, Otsego & Schoharie Counties

315-368-8248 (Cell)
jaceto@nbtbank.com

Jeffrey Witherwax
Mortgage Originator
NMLS #1087651
Herkimer, Oneida & Madison Counties

315-235-0067 (Office)
315-749-3168 (Cell)
jwitherwax@nbtbank.com

North Country

Allen Fry
Mortgage Originator
NMLS #1540153
Franklin, Clinton & Essex Counties

518-241-0636 (Cell)
afry@nbtbank.com

David Fay
Mortgage Originator
NMLS #480677
Saratoga, Warren & Washington Counties

518-588-6960 (Cell)
dfay@nbtbank.com

Jamie Elwyn
AVP, Online Originator
NMLS #49951
Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties

315-212-2638 (Cell)
jelwyn@nbtbank.com

Southern Tier

Alaina Blair
Mortgage Originator
NMLS #1380557
Broome, Chenango, Madison & Otsego Counties

607-337-8134 (Office)
ablair@nbtbank.com

Janine Aceto
Mortgage Originator
NMLS #750356
Delaware, Oneida, Otsego & Schoharie Counties

315-368-8248 (Cell)
jaceto@nbtbank.com

Lisa Johns
AVP, Mortgage Originator
NMLS #580562
Tioga, Broome & Chenango Counties

607-727-3197 (Cell)
ljohns@nbtbank.com

Michael Squires
AVP, Online Originator
NMLS #580578
Delaware County

607-337-6174 (Office)
masquires@nbtbank.com

Pennsylvania

Anthony Piestrak
VP, Mortgage Originator
NMLS #159018
Pike, Wayne, Monroe, & Lackawanna Counties

570-407-1810 (Cell)
apiestrak@nbtbank.com

Dominic Goffredo II
VP, Mortgage Originator
NMLS #128072
Susquehanna, Wyoming, Luzerne & Lackawanna Counties

570-510-1515 (Office)
dgoffredo@nbtbank.com

Heathyr Zakrzewski
Affordable Housing Originator
NMLS #2675238
Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY

570-909-3955 (Cell)
Heathyr.Zakrzewski@nbtbank.com